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Business Meeting

Who we are

Meet the Riskskill team.

Bill Trueman

With almost 40 years' experience in payments, insurance, banking and risk management in business - operationally and in setting direction, Bill works in many different sectors and is at the centre of many management initiatives in these sectors - especially where there are losses or risks involved.

Working for much of his career at a senior level within several major financial services businesses; Bill has also set-up, ran and sold start-up businesses, ran consultancy assignments in the last 9 years across much of Europe - always saving many € millions for clients; and gives business leaders a risk focus and action plans to develop the security of their businesses.

Bill is a fellow of the Chartered Institute of Bankers, read Mechanical Engineering, is a member of Mensa and was one of the youngest senior bank managers.

Kevin Smith


With almost 40 years in the payments business, Kevin is a trusted and experienced practitioner and thought leader in payments, issuance, acceptance and acquiring. This marketing, innovation and business development background is complemented both hands-on and strategic leadership in broader enterprise risk management, anti-fraud and compliance.

At Visa, Kevin headed acceptance and acquiring development and was responsible for changing how Visa viewed payment acceptance, acquiring and retailers in Europe. Kevin also led fraud and compliance management functions at senior level at Visa.

Kevin has worked in retail management for a major UK retailer, and for a major UK bank in its retail banking cards and acquiring development business; in senior roles in Switch, the original UK domestic debit card scheme; as well as in Visa Europe and Visa International in California.

Appointed in 2011 as Industry Expert member of the Merchant Risk Council.

Tony Opuminji


For over 20 years, Tony has run regulatory change initiatives (Consumer Duty, MiFID II; Basle III, etc.) and set-up new business lines for banks, asset managers, insurance companies and others in financial services. Tony’s expertise is to make business change happen and to help others to quickly implement planned business change.

He has also run risk and control teams in Fixed Income and Interest Rates Derivatives trading businesses e.g. for Merrill Lynch and HSBC; raised venture capital funding for Fintech businesses; and turned-around ‘distressed' businesses in the financial services and publishing sectors.

Tony is a qualified chartered accountant (ACA) and member of the Association of Corporate Treasurers (ACT).

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Graeme Ellisson


Graeme has a deep knowledge of the financial services sector in areas such as payments & remittance, lending, Prudential and Conduct regulation, Risk Management and financial controls. His specialist areas include competitive strategy, new product development, Risk Management and, capital and liquidity requirements. He both advises and supports clients on M&A strategy and specialises in emerging markets cross-border payments, digital wallets & bank payments, card issuing and acquiring, and alternative payments.
He has worked for large and small institutions across the financial services sector and takes a 'hands on' approach to provide practical solutions. 
Graeme read physics at University College London and then joined Smith & Williamson Chartered Accountants in their Insolvency practice where he undertook many forensic accounting assignments including the collapse of BBCI and insurance syndicates prior to the creation of Equitas.

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